Vilmos Lorincz MANAGING DIRECTOR - DATA PRODUCTS Lloyds Banking Group, UK Mandar Koli Executive Director & Regional Head - Digibank by DBS DBS Bank Singapore Sukhjeeven Nat UK Head of Wholesale and Retail Sector Santander UK plc Tony Chacko Joseph Head of Digital Transformation - ePayments Ministry of Finance UAE Essam Al-Nifie Deputy Chief Technology Officer Saudi Digital Bank Issa Al Hurimmees Group Chief Retail Risk Officer Al Rajhi Bank Mamoun T. Alhomssey Chief Information Officer ADIB Dongjun "DJ" Choi Group Chief Customer Officer RAKBANK Amit Malhotra Chief Business Officer Uno Digital Bank Alex Mead Chief Customer Experience Officer Leading Bank in GCC Region Ajmair Riaz Head Consumer and SME Transformation - AMEE Standard Chartered Bank Danny Abla Founder and CEO Bankiom Finali Fernando Managing Director, Regional Head of Products, GPS, MENAT HSBC Bank Middle East Anand Sampath Executive Director, Head - Global Payables & Receivables Bank FAB Shada Elborno Managing Director, Regional Head of Global Subsidiaries, Client Coverage - MENAP Standard Chartered Bank Adil Belhaouri Senior Vice President, Head of Artificial Intelligence, Data Science & Analytics - RIYAD BANK Riyad Bank Radu Topliceanu Executive Vice President, Head of Neo & Personal Banking Mashreq Bank CA Kiran Bafna Managing Director – APAC, India and Japan Thomson Reuters Ellis Wang Board of Executive and Advisory Team The Private Office Of Sheikh Saeed Bin Ahmed Al Maktoum Oleg Baranov Managing Partner ENFINT Aditya Baswan Vice President - Agile Governance Bank FAB Maram Habash Senior Vice President, Head,Client Experience - Retail Banking & Treasury Mashreq Bank Emel Çuhacı VP, Digital Tribe Head - CX & Conversational Banking Emirates NBD Ian Pettrigrew Regional Head for GPS Innovation HSBC Bank Middle East Rudy Shoushany CEO and Founder DX Talks Manish Narayanaswami Director- Head of BFSI Practice Kissflow Aleksandra Krajewska Retail Banking Strategy and Business Planning Head RAK Bank Dmitrii Krylov Head of BAAS Banque Saudi Fransi Safa Bouzidi-Leterme Head Digital Wealth Management Al Hilal Bank Noelia Romanillos Head of Financial Services GTM South Europe & UKI ServiceNow Fouzan Al Sumait Data Science Lead Gulf Bank - Kuwait Salim A. Essaid Business correspondent Al-Monitor Shahid Sumar Chief Information Officer Albaraka Bank Pakistan Series speakers Mohamed El Izmirli Head of CRM Ila Bank - Bahrain Yasmina Fahmy Group GM Marketing & Digital Transformation Contact Financial Holding – Egypt Ahmed Darwish Elsayed Digital Delivery Head Bank Albilad – KSA Michael Dowds Innovation Lead RBS International – UK Khaled Nabhan Head of Customer Experience Bank Audi Egypt – Egypt Alok Gupta Regional Head, Compliance Analytics, Risk & Compliance MENAT HSBC Bank Middle East Limited – UAE Holly Joint Leading Group Digital Transformation Region's Largest Bank Jameel Khan Head of Digital and Innovation Mashreq Bank – UAE Louis Potgieter Head of IT Sumitomo Mitsui Banking Corporation – UAE David Bolocan Head of Deposits, Payments, Cash Management and Banking as a Service Lending Club – USA Mr. Tareq Al-Sadhan President and Chief Executive Officer Riyad Bank - KSA Ewa Kostorkiewicz Head of Customer Insights and Performance First Abu Dhabi Bank (FAB) – UAE Stefan Kimmel Chief Operating Officer Commercial Bank of Dubai – UAE Bart Pietruszka Chief Data & Analytics Officer, Wholesale HSBC Bank Middle East Limited – UAE Fahad Altwaijri Head of Retail Banking Technology & Enterprise Solutions SABB – KSA Murtadha Al Lawati AGM Head of Marketing & Corporate Communications Alizz Islamic Bank – Oman Dr. Joseph George Head of Information Systems & Technology National Bank of Fujairah PJSC – UAE Hussain Mohammed Al-Abdullah EGM - Chief Marketing Officer Commercial Bank – Qatar Amit Malhotra General Manager – Personal Banking Group Commercial Bank of Dubai – UAE Shahid Sumar Chief Information Officer Albaraka Bank Pakistan – Pakistan Devid Jegerson Head of Customer Experience & Platform Development National Bank of Fujairah PJSC – UAE Shino Thomas Chief Technology Officer National Bank of Oman – Oman